Three partners. One philosophy.
Education first, guarantees second, sales pitch never—serving Broward and Palm Beach families from Deerfield Beach for more than 20 years.
20+ years in Deerfield Beach · Licensed Florida professionals · Hosts of Money Talks on the Blue Couch
Three partners. One philosophy.
Education first, guarantees second, sales pitch never—serving Broward and Palm Beach families from Deerfield Beach for more than 20 years.
20+ years in Deerfield Beach · Licensed Florida professionals · Hosts of Money Talks on the Blue Couch
A team you can trust, with no strings attached
Education first. Guarantees second. Sales pitch never.
You have worked hard for your money. Our job is to share what more than twenty years of experience have taught us, help you make sound decisions, and let your money work for you—safely. We are proud members of the Safe Money Places® Agent Network and hosts of Money Talks on the Blue Couch.
20+
years serving South Florida
3
licensed partners who answer the phone
$0
cost for your review and written plan
Meet the partners
Our Safe Money Experts
Richard Donoff
Managing Partner
Jeffrey Abramson
Partner
Joey Paluzzi
Partner
Managing Partner · “The Safe Money Doctor”
Richard Donoff
With more than 30 years in financial services, Richard has helped thousands of retirees and pre-retirees protect what they have built, generate reliable income and retire with confidence. He is nationally recognized for designing personal lifetime pensions and for long-term care planning—including securing coverage for clients who have been told “no” elsewhere.
A graduate of Washington University in St. Louis with an MBA in Marketing and Finance, Richard has built and led large financial services organizations. Married to his wife Ellen for 45 years, he is the father of two and proud “Poppi” to four grandchildren.
A graduate of Washington University in St. Louis with an MBA in Marketing and Finance, Richard has built and led large financial services organizations. Married to his wife Ellen for 45 years, he is the father of two and proud “Poppi” to four grandchildren.
Specializes in
- Safe, high-yield retirement strategies
- Personal lifetime pension design
- Advanced long-term care planning
- Social Security optimization
- Tax-efficient wealth transfer
Partner
Jeffrey Abramson
Jeffrey began his career in 1991 as a commodity trader and later served as a Series 7 institutional bond broker before turning to personal financial planning. Since 1999 he has specialized in helping families protect their assets and plan for retirement using conservative, safe money strategies.
Jeffrey is certified through the Council of Financial Educators (COFE) to provide objective Social Security education. He earned his degree in Economics and Finance from Walsh College, lives in Boca Raton, is a proud father of three, and enjoys golf and the outdoors.
Jeffrey is certified through the Council of Financial Educators (COFE) to provide objective Social Security education. He earned his degree in Economics and Finance from Walsh College, lives in Boca Raton, is a proud father of three, and enjoys golf and the outdoors.
Specializes in
- Safe money strategies since 1999
- COFE-certified Social Security educator
- Income, estate and legacy planning
- Chronic-illness and risk management
Partner
Joey Paluzzi
Joey brings more than 20 years of financial-services experience, specializing in guaranteed and insured strategies that deliver income stability, asset protection and long-term confidence.
He began his career in the commodity markets before owning and operating mortgage and title companies—a background that gives him a practical understanding of risk, cash flow and capital efficiency. A lifelong fitness enthusiast, Joey brings the same discipline and long-term mindset to his client work.
He began his career in the commodity markets before owning and operating mortgage and title companies—a background that gives him a practical understanding of risk, cash flow and capital efficiency. A lifelong fitness enthusiast, Joey brings the same discipline and long-term mindset to his client work.
Specializes in
- Guaranteed income strategies
- Tax-aware planning and wealth transfer
- Long-term care asset repositioning
- Social Security education and claiming analysis
Watch & listen
Money Talks on the Blue Couch
Every week our partners sit down on the blue couch in our Deerfield Beach office for Money Talks on the Blue Couch—plain-English conversations and guest interviews about retirement income, Social Security, annuities and protecting what you have saved. Our partners also host Safe Money Radio in South Florida. Watch the latest episode, then bring your question to a free review.
The company we keep
Safe Money Places® Agent Network
A national organization of independent financial professionals who share one philosophy: keep retirement wealth intact and safe with products that provide income, preserve estates, or both.
Not sure where to start? Ask us a financial question.
Every situation is different and there is no one-size-fits-all retirement plan. Ask anything—you’ll get a straight answer from a licensed professional, not a sales pitch.